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KMT Travel Diaries: Tony does Byron Bay Bluesfest

Here at KMT Partners, we love celebrating music, arts, culture and travel. Read on to hear about KMT Wealth team member Tony's trip to Byron Bay for Bluesfest (BBBF) 2017. My wife Dianne and I are BBBF tragics and have been attending annually for many years. The 5 day festival...

Personal Insurance Series: TPD Cover

Personal Insurance… Total and Permanent Disability Insurance What is it? Total and Permanent Disability cover, referred to as TPD, is an insurance usually purchased in conjunction with Life insurance and provides a lump sum safe guard should you never work again. In the event that an illness or injury...

Personal Insurance Series: Life Insurance

Personal Insurance… Term Life Insurance Here we are on week one of exploring the various types of personal insurance. Educate yourself and read on to understand what life insuance is, who can have it, who needs it, and why.. What is it? The general premise of term life...

Personal Insurance…Can you afford NOT to have it…?

Life, TPD, Trauma, Critical Illness, IP, Business, Key person… what do these insurances mean and do you need them….? Chances are that some of these apply to you. This is the first of a short series of blogs to educate the average person on the world...

KMT Travel Diaries: Phoebe’s Malaysian Adventure

My Malaysian Adventure Malaysia is like my second home. I spent 3 years there before I came to Adelaide for University studies. I love the country, food and people, but am not a fan of the hot and humid weather! Over the most recent Australian summer, my...

8 Tips to Raise Financially Savvy Kids

Are you raising your children to be financially smart?   We’re living in a time where most financial transaction is cashless - as of June 2019, there are 19.1 million credit card accounts which accounts for almost 76% of the entire Australian population.   The prevalent use of bank...

GST Mistakes By Small Business And How To Get It Right!

Are you a small business? Could you be making these simple mistakes on your Business Activity Statements? 1 July 2017 marks 17 years of GST in Australia. However, after nearly two decades of GST treatment on Business Activity Statements, many small businesses are still making some...

Donations: The Gift That Keeps On Giving!

Making a charitable donation is not only a great way to give back to the community, but it can also help to reduce your taxable income. If you’re feeling a little generous, here’s a KMT good news story to encourage you to donate and claim...

Five Ways to Improve your Cash Flow

There are a few simple steps that business owners and managers can take to improve cash flow and have increased flexibility, greater efficiencies and potential growth opportunities. These include: Create a cash flow forecast This is an estimate of the amount of money you expect to flow...

Working from Home – Claim Tax Deductions

The Australian Taxation Office takes the view that costs associated with your place of residence are likely to be of a private nature. However, if you're working from home and incur expenses as a result, you may be entitled to claim tax deductions for some...