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Insurance Tag

SMS scam – tax refund notification

The ATO has alerted taxpayers to another scam where messages are texted to people asking them to click on a link and provide personal identifying information to receive a refund. To make the messages seem more legitimate, scammers are using technology that causes them to...

Have you prepared for changes in income protection?

With effect from March 31 2020, APRA expects insurance companies to discontinue issuing any new contract where insurance benefits are not based on income at time of claim, including Agreed Value income protection policies....

Personal Insurance Series: Trauma Cover

Personal Insurance… Trauma Insurance What is it? The term Trauma Cover is used interchangeably with Critical Illness Cover. This type of personal insurance is often purchased in conjunction with Life and TPD insurance and provides a lump sum payout in the case that you suffer a...

Personal Insurance Series: TPD Cover

Personal Insurance… Total and Permanent Disability Insurance What is it? Total and Permanent Disability cover, referred to as TPD, is an insurance usually purchased in conjunction with Life insurance and provides a lump sum safe guard should you never work again. In the event that an illness or injury...

Personal Insurance…Can you afford NOT to have it…?

Life, TPD, Trauma, Critical Illness, IP, Business, Key person… what do these insurances mean and do you need them….? Chances are that some of these apply to you. This is the first of a short series of blogs to educate the average person on the world...

“Oh to be Young Again”

Skills all young adults need before they leave home…   Unfortunately, personal finance has not yet become a required subject in high school or university (here at KMT we have no idea why!?), so there’s a fair chance you’ll be fairly clueless about how to manage your...